Refinancing Home Mortgage- Related Guideline For Leads Mortgage

Refinancing Home Mortgage- Related Guideline For Leads Mortgage

You are ready to buy your first mortgage, but where do you start the search? Well as it is today, the best place to start would be in the online market, as the online market offers some of the most competitive rates, and you?ll be able to apply right from the convenience and privacy of your mortgage.

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If you are looking for information about refinancing home mortgage, you will find the below related article very helpful. It provides a refreshing perspective that is much related to refinancing home mortgage and in some manner related to buying a house, home mortgage, mortgage rate california calculator second loan equity or mortgage washington. It isn?t the same old kind of information that you will find elsewhere on the Internet relating to refinancing home mortgage.

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Confirm you utilize quality online mortgage calculators- most likely an independent one- since they will also provide extra results with earnings tax and insurance premiums because well as other doubtless fees included. You?ll get a good understanding of the mortgage deal being offered to you instantly, which makes making your final decision that much simpler.

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APR, or Annual Percentage Rate, was originally designed to assist borrowers compare mortgages. I won?t go into the mathematics involved, but in principle APR was a good idea. In practice it has turned out to be useless. Lenders do not all use the same inclusion methods in calculating APR. To add to the confusion, adjustable rate mortgage calculations are notoriously misleading. But that?s okay! APR involves two variables, note rate, and closing fees, and all you need to determine is on the Good Faith Estimate.

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AT THIS JUNCTURE ? As you can see from this little information already given that this article is in some way or manner related to refinancing home mortgage. It is not only related but can also be very helpful when searching for information about refinance home loan, mortgages, realty inc real estate and mortgage loans or new york mortgage.

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Read the mortgage contract carefully. Before you sign up for a home loan you should always read and understand the subsidy contract from the lender. This contract by law need to outline the terms and conditions of the loan in plain English.Seek independent legal and financial advice when you?re entering into any contract, especially one of this magnitude. Remember, once you have signed their allowance contract you?re bound by the lender?s terms and conditions.

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These fees are applied by both your existing and your new lender. For example, your existing lender will probably charge you a variety of exit costs, deed release costs and other assorted expenses. Likewise, your new lender can also want to fee you arrangement charges, maybe even legal expenses.

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For your information, we found that lots of people that were searching for refinancing home mortgage also searched online for equity mortgage, home equity loan rates, lenders, and even against life loan senior settlement mortgage refinance32.

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Now that you?ve a few tips on what to look out for when considering a home. Think mortgage rates. Go to the Internet and use the quotes and calculators to compare loans. You?ve a wide array of loans, including variable rate, fixed rate, Jumbo loans, Cap loans, ARM, first time buyers, and other kind of loans to consider. Consider the fixed rate loans, since the interest rates of interest and mortgage kickbacks usually remain constant, nevertheless you wish to have to review to find the best mortgage deals that fit your lifestyle.

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So here is chance to get your free tips on refinancing home mortgage and in addition to that get basic information on saving money visit mortgage current rates

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Real Estate Investing Tips and Guide: 1 of by far the most regularly asked questions by true estate investors is? http://t.co/L7gwWjMR ? by mortgagesmoney (oliver lamant)

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Source: http://www.gbarelli.com/refinancing-home-mortgage-related-guideline-for-leads-mortgage/

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Leukemia Survivor Credits Her Life to Tiny Blood Donors (HealthDay)

FRIDAY, Oct. 7 (HealthDay News) -- Jennifer Jones Austin works as a lawyer and child advocate in Brooklyn, N.Y., devoting her talents to protecting at-risk children. So it may be fitting that in Austin's own hour of need, her life was saved by donations from two newborn children.

Austin survived leukemia in 2010 because she received transfusions of stem cells donated from umbilical cord blood that had been drawn shortly after the children's birth.

"I would not be here today, sharing my story, if it weren't for those children," Austin, 42, said.

She had fallen suddenly ill with a mysterious ailment in September 2009. It started out like the flu, with fatigue and fever, but after a few days, she said, things got significantly worse. "I woke up and I couldn't see," she recalled. "I was blind."

Austin was admitted to the hospital and underwent a battery of tests. The diagnosis came back quickly: She had a quick-onset form of leukemia, and her chances of survival were slim.

"As they talked about how they would treat me with chemo, I started having very shallow breaths," Austin said. "I couldn't breathe on my own."

Another set of tests revealed that the leukemia had entered her lungs and was interfering with her ability to breathe, she said.

"They thought I was going to die," Austin said. "They put me into ICU on a Friday and told my family I probably wasn't going to make it through the weekend."

Doctors placed Austin in an induced coma, put her on a respirator and attacked the cancer with aggressive chemotherapy. She remained in the coma for 10 days.

Another piece of bad news awaited Austin upon her revival: She needed a bone marrow transplant as soon as possible. "They were virtually certain the cancer would return if I didn't have a bone marrow transplant," she said.

But Austin is African American, which makes it difficult to find an exact match for a bone marrow transplant. Her brother and two sisters were her best bet for a match, and they underwent testing. "They all matched each other, but not me," she recalled.

She turned next to the National Marrow Donor Program, which maintains a registry of people willing to donate marrow. But the registry contained no matches.

Her family sprang into action, urging African Americans across the country to register as marrow donors in hopes of finding Austin a match. They reached out through the media, on social networking sites such as Facebook and through the national network of African American churches.

"We added over 13,000 people to the registry within less than 13 weeks," Austin said -- the largest number of donors ever added to the registry by a single family, and the largest number of African American donors the registry ever tallied in a single year.

And yet it did Austin no good. "Through all of those efforts, we didn't find a match for me," she said.

But officials at the National Marrow Donor Program had come up with an alternative. They had identified two cord blood donations as likely matches for Austin. Cord blood is fast becoming an alternative to marrow donation for people of ethnic descent because those cells do not require as precise a match.

"I had heard of the stem cell issue, as a controversial issue," Austin said. "I was not aware of the fact that cord blood was being used as bone marrow transplant."

The transplant itself, which took place in February 2010, was easy enough, Austin said. They hooked her to an IV, and the stem cells flowed into her body. But preparing for the transplant was another story -- something Austin described as "a very grueling process."

"For your body to receive and accept the process, they have to break your body down," she said. Doctors used aggressive chemotherapy and radiation to kill any remaining cancer cells and knock out her immune system and then gave her the transplant, she said.

"Then I spent 40 days in the hospital following transplant, in solitary confinement," Austin said. "I could not leave the room."

She said her recovery was slow. "It took me until about June to be able to walk a block and a half without falling apart, and I was someone who was the epitome of good health," she said. "I ate very well, I exercised regularly, I was not an ounce obese."

But today, she feels pretty good. "The moments where I realize I still have a ways to go are when I try to run up a flight of stairs and I'm tired when I get to the top," she said. "Or when I stand in one place for 15 minutes, looking at a piece of art in a museum, my body starts growing tired. If that's the extent of the lingering effects, I think I'm good to go."

And though the nationwide effort to save Austin's life may not have benefited her directly, she said she's heard of others who have been helped.

"I've been told about six different people who said they came to the registry as a result of my situation and have been called upon to serve as a donor for another person," she said.

Given her profession and her calling, Austin sees the donations that did save her life as something approaching divine intervention.

"The irony of it all is, at the end, when I needed someone to help me, the Lord put out the cord blood of two little ones for me," she said.

More information

A companion article offers more about cord blood donations.

Source: http://us.rd.yahoo.com/dailynews/rss/diseases/*http%3A//news.yahoo.com/s/hsn/20111008/hl_hsn/leukemiasurvivorcreditsherlifetotinyblooddonors

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Investing In Foreclosures Is Illegal? | Brian Evans | Real Estate ...

Posted on 05 October 2011.

Investing In Foreclosures Is Illegal?

Investing in Foreclosures is Illegal??Nah?APRIL FOOLS!?Don?t worry, there may be a few more hoops for some of you to jump through depending on where you live and a few more CYA (cover your assets) letters that you?ll need the sellers to sign, but investing in foreclosures is far from illegal.?But it makes you think a little doesn?t it??What if it was illegal, could your business still survive??If your answer is no then, you?ve got some serious work and restructuring to do.???

All my teachings as a real estate investor trainer, coach, author and mentor relay a message stating that you as the investor need to be a transaction engineer, aka: you need to know multiple ways to invest and make money in real estate in order to be mega successful.?The more ways you know how to structure a deal the more money you?ll make, and the more confident you?ll be no matter what the new laws are or how the real estate marketplace is trending.?

That?s the beauty of this business, there are so many different profit centers, so many different ways to structure deals, but it all comes down to what you know.?Let me give you an example of how NOT to be.?

Recently I had a new student join (he canceled within the first 30 days by the way).?I did a 30 minute 1-on-1 call with him to discuss his goals and ambitions for this business.?He said he wanted to learn and change his life, and become financially independent, but his stubbornness and inability to listen to my advice during this call will very likely keep him from making this happen.?You see, he had recently come into a little bit of money and he wanted to invest this money and use it to start a real estate investing business to replace his current JOB.?He wanted to buy some multifamily properties, and rent to low-income tenants, and fix up a junker, yadda yadda yadda.?

He had a one-track mind.?I told him that this strategy was not the best use of his money, and that instead of using his new money, he needed to approach every deal as if he had no money and no credit.?His mind was stuck in the old school conventional way of real estate investing, and me telling him what he should do was kind of like trying to teach an old dog, new tricks, he just wasn?t getting it.?

The moral of the story is one that you should highlight and star, and underline, and photocopy, and memorize:?

If you want to be successful as a real estate investor you need to be able to make money based on your knowledge and creativity of the business, not based on the checks you can write, or the checks you think you have to write when investing.???

When I first started out in this business I didn?t have two cents to rub together.?My previous coffee shop venture failed, personal guaranteed debts were due, bills where piling up, friendships were broken, it was not a pretty sight, but I got through it and I have no regrets.?Being in that position forced me to think creatively, and use my mind to succeed.?It?s amazing what you can do when your back is up against a wall.?It forces some kind of switch inside to make the brain pump special juices to make you think creatively and instinctively.

And here is the solid truth, if you can?t make money without money then you certainly can?t make money with money!?I believe that 100%.?Money will come to you based on what you know and the knowledge that you implement.???

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Implemented knowledge is power.?Take me for example.?The more money that I continue to spend on my personal entrepreneurial education, the more I make in my business and life.?Same goes for you.?Was it always easy for me to write a big fat check to be mentored by someone who knows more than me in a specific area??No, but the knowledge I?ve gained in my continual education far surpasses the cost any dollar amount I?ve spent to get it, and it will stay with me for a lifetime and be passed on to my children and my children?s children.?

So as I come full circle with this message let me ask you again: If investing in foreclosures was illegal would you survive??You need to know multiple ways to invest in real estate.?This doesn?t mean that you have to constantly do every technique, not at all.?But it does mean that you need to know how to diversify your strategies so that when ?Murphy? throws you a curveball you can make adjustments and continue to make money.?

Go back and re-read my article, ?You Must Be a Transaction Engineer,? for a refresher on the real estate investing profit centers you should be able to do.

I?ve made Millions of Dollars in Real Estate Investing. Let me show you how, the right way!

Get 5 Free Videos (No Credit Card Required) of Brian Teaching his exact step-by-step system to making money in real estate. Click here for more info.

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Source: http://www.realestateinvestorcoach.com/2011/investing-in-foreclosures-is-illegal/?utm_source=rss&utm_medium=rss&utm_campaign=investing-in-foreclosures-is-illegal

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Craig Crawford: Why Not Democracy for Corporations

What's the deal with wondering what can be done about corporate excess? Occupy Wall Street protesters are getting slammed for supposedly having no solutions, but there are plenty.

Tax computer-generated trades. Abolish subprime mortgages. De-regulate shareholder lawsuits. End corporate tax loopholes. Encourage employee ownership. Punish exporting jobs. And how about nominating a Supreme Court that doesn't equate corporate dollars with free speech for the purpose of legalizing bribery?

Decades of politicians giving corporations every imaginable thing they wanted provides a litany of particulars for reform. Just because protesters are focused on identifying the problem doesn't mean that there aren't solutions to talk about.

Craig blogs daily at Trail Mix on craigcrawford.com

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Follow Craig Crawford on Twitter: www.twitter.com/craig_crawford

Source: http://www.huffingtonpost.com/craig-crawford/why-not-democracy-for-cor_b_999276.html

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Growth | Extraordinary Business | Aepiphanni Business Consulting

?strategy - analysis - success If you have ever posted a thought or idea on Twitter (follow me while you are there! ? Aepiphanni), you can probably tell from the response that the time taken to create and post the tweet barely made am impact.? Just because you posted it didn?t make it go viral.? Because it was brilliant, thought provoking, extraordinary, even, didn?t make people re-tweet it and discuss it until it trended.? As a matter of fact, if you asked many of your followers if they?d seen it, most would probably say that they had missed it and might be kind enough to look for the next one.

It isn?t until you have you have done the work ? created a very specific strategy crafted to invoke a predictable response from a vast majority of a specific target audience that your tweets might make a difference.? Such as, ?Free Chicken Sandwiches from Chick-Fil-A,? or ?FaceBook is charging membership fees???

Your business is no different.? Just because you open the doors with something to sell doesn?t mean that you are going to having a booming business next week, next year or in the next five years.? Organic Growth doesn?t mean that the business grows on its own.? Just like a Twitter strategy or a growing a plant, you have to do the work to create the ideal scenario for that growth.? You must also realize that there are no absolutes ? things can still go wrong or not go as planned.

What we do in order to increase the possibility of success and reduce the risk of failure is to plan.? This doesn?t necessarily mean that you will have a 150 page business plan with mock growth models based on qualitative and quantitative analysis (not suggesting that models are bad ? sometimes they are too expensive and impractical!? When it is appropriate ? by all means, do it!).? What it means is that you take the time to understand what is going on around you ? your market, your industry, your finances, goals, expectations, etc.

As a consultant, the business leaders I work with have unique products and seek to grow extraordinary businesses, in a number of different arenas.? While they have established themselves as viable from a product or service standpoint, they typically have the following gaps in their businesses:

    • Lack of clear direction ? they?ve gotten the product or service to market, but have no idea what they want to do next.? They often lose sight of their vision, give into the pressures of ?reality? and put all of their energy into just surviving.
    • No budget or financial controls ? budgetary or financial controls not only tell you how well you are doing, but enable you to PLAN for purchases you may wish to make at a later time, such as investment in marketing, upgrade of equipment or engagement of a new service
    • No rationale behind decision making ? decisions are often emotion or cash based.? Emotional decisions are done, ?because I feel like that is the right thing to do for right now.?? Cash based decisions are ?let?s get the cheapest thing that will do the minimum job.?? Evaluating the situation, opportunities and the big picture may often mean that the same decision doesn?t have to be twice, which is often what happens
    • Fear ? Cash is often the chief instigator when it comes to fear.? Growth requires inputs.? The level of growth desired often correlates with the amount of cash put into the business.? Not suggesting that simply throwing cash at the business will result in growth, but the lack of it, limiting the businesses access to capital will often limit the business?s ability to grow.? Other fears include partnerships, tough conversations, growth, outsourcing?etc.? Fear cripples.
    • No duplicate-able processes ? If you do the same thing more than once, write down how you do it so you don?t have to figure it out all over again the next time you do it.? No brainer.? However, the other thing you can do if you write it down is to evaluate the process to see if it makes sense, and you can look at what components of the process you can outsource.
    • No repeatable revenue generation tools ? this is the biggest problem.? Getting the product to the market is usually not the problem.? Planning out how many people or companies need to be touched, how often and in what way is usually not in place.? This is like making sure that you know where the next gas station is when you are on a long trip.? If your car has a 400 mile range and the next gas station is 500 miles away by the route you?ve created, you are in trouble
    • No tracking system ? Tracking systems not only tell you how you are doing (give you a pulse), but they also help you to predict what is going to happen in the future, given that certain inputs remain constant.? For example, when you evaluate sales activities you can learn more about the ebbs and flows of your business, how certain marketing activities affect your sales (positively or negatively!), etc.

Fortunately, all of these can be overcome, and, once done, we can focus on building an extraordinary business.? Nevertheless, getting there ? especially on a tight budget ? requires a clear plan of action and taking action to make sure that they happen.? Growth doesn?t happen by accident.? Luck ? being in the right place at the right time ? is only part of the equation.? The other part of it is being ready.

Be Extraordinary ? plan for growth.

Aepiphanni Business Consulting: The Business Strategy People is an Operations Management and Business Strategy Consulting Firm dedicated to serving the needs of small to medium sized business leaders. We specialize in helping leaders create extraordinary businesses.?

We welcome clients in the personal and professional services industries, including Creative and Design Services, Software & IT Services, Professional Services and Specialty Consumer Services.? As always, we welcome your comments, thoughts, questions and suggestions.?

If you are seeking a business assessment, or have further questions about creating your strategy or developing your vision, please give me, Rick Meekins, a call at 678-265-3908, or email us at [email?protected].

Technorati Tags: Growth,growth strategies,extraordinary business,leadership,planning,strategy,tracking,process,revenue generation,fear,Decision Makingdel.icio.us Tags: Growth,growth strategies,extraordinary business,leadership,planning,strategy,tracking,process,revenue generation,fear,Decision Making

Source: http://www.aepiphanni.com/resources/blog/growth-extraordinary-business/

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Online Casino Software Evaluation Can Rival Gaming ... - Article Place

Home > Uncategorized > Online Casino Software Evaluation Can Rival Gaming Sustain Its Lead in Innovations?

Software package plays a very critical role in online gaming surroundings. In truth computer software is the one liable in bringing to the on-line gamblers the glamor and the glitz of e-gaming encounter. E-gaming suppliers are bent on duplicating the excitements, the delights and the thrills, as well as the pleasures of actual casino play with the sole purpose of luring land based casino gamblers to change to online experience. One this kind of on the web software package producer is Rival Gaming.

In the e-gaming computer software improvement business, for a beginner to seize a significant share in the industry dominated by established participants is a rarity, nevertheless Rival Gaming has completed just that, cornering a substantial quantity of casino operators, and nurturing them all along on their growth. At any time given that its start in 2006 ? a reasonably new date in a rapidly-relocating sector ? Rival Gaming set on to offer distinctive manufacturers overlooked by the established opponents, makes that target younger entrants to on the internet gambling.

Rivals platform is commonly recognized in the business for its excellence in delivering the two output and consumer service goods, the most notable features of which are present reward offer claims, live chat, transaction background statements, desirable welcome bonus, and play for true funds or cost-free. And theres far more, its massive array of online casino video games ? Roulette, Keno, Blackjack, Sudoku, Video clip Poker, and Craps ? which are all accessible in graphically dynamic interfaces and extraordinarily sophisticated genuine time features, are powered by 128-bit encryption, ensuring extra protection in cross boarder info transfer.

But Rivals true strength ? the 1 that attracts focus about the internet ? is its revolutionary multi-reel, multi-line slot devices recognized as the i-Slots. Although the standard slots contend only with graphically enhanced shades, i-Slots gives much more ? an interactive mini video games and brief video clip clips embedded into the gaming system. This indicates that the players are not only given the possibility to bet, play, and win, but to be entertained as nicely with its interactive and engaging storyline that arrives in the very best animated flicks. Rival Gaming is wholly owned by Black Chip Ltd. based in Nicosia, Cyprus.

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Source: http://article-place.com/06/online-casino-software-evaluation-can-rival-gaming-sustain-its-lead-in-innovations/

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As Butch Cassidy, Sam Shepard rides again (AP)

NEW YORK ? Sam Shepard is back in town.

For decades, he has migrated to New York from far-away country homes and life on the road. New York is the "arena" for his work: usually a play; sometimes a book; sometimes a movie.

"I've come and gone from this town so much, going back to `63," Shepard said in a recent interview over tea in SoHo. "It's not the place I choose to live. It's the place I choose to work."

Shepard is now 67, his eyes are more sunken and his hair grayer, but he remains piercing, charming and mysterious. The routine is remarkably the same.

He drives his truck from his Kentucky horse ranch (he always drives, never flies) and returns to New York, where he first arrived as a 19-year-old actor from his father's California farm. He came, he says, "out of the desert" and soon thereafter set the theater world aflame with his visceral off-off-Broadway plays that hit the stage like pulsating jazz riffs.

The occasion for Shepard's latest visit is the release of "Blackthorn," a film that imagines Butch Cassidy (whom Shepard plays) had he lived on into old age in Bolivia. The role is fitting of Shepard: a solitary figure in exile.

Shepard, laughing hard, recalls an early critic remarking, "You don't look anything like Paul Newman!" A gritty and elegiac South American Western, "Blackthorn" bears little resemblance to the classic 1969 "Butch Cassidy and the Sundance Kid," which Shepard calls a "cartoon" in comparison.

"He's a cowboy, you know?" Mateo Gil, the Spanish screenwriter of "Open Your Eyes" making his English-language feature directing debut, says of Shepard. "He's very fond of horses and he loves big landscapes and loneliness and everything. I thought that some issues we were dealing with in the script were very similar to Sam's issues."

Born on an Illinois army base, Shepard's father was a violent, alcoholic World War II bomber pilot who has informed much of the playwright's work. At the one production his father Sam Rogers attended, he loudly cursed his son's representation of family life.

Shepard got music from his father (Rogers was a Dixieland drummer, Shepard a drummer with the band Holy Modal Rounders, which toured on Bob Dylan's famed Rolling Thunder Revue) as well as struggles with alcoholism. In 2009, he was arrested for driving under the influence.

Shepard's "family plays" ? "Tooth of the Crime," "Curse of the Starving Class," the Pulitzer Prize-winning "Buried Child" and "True West" ? make up some of his most well-regarded work.

In his 1971 one-act "Cowboy Mouth," which he wrote with his then girlfriend, musician and poet Patti Smith, an autobiographical character says, "People want a street angel. They want a saint but with a cowboy mouth."

"I was writing basically for actors," Shepard says. "And actors immediately seemed to have a handle on it, on the rhythm of it, the sound of it, the characters. I started to understand there was this possibility of conversation between actors and that's how it all started."

He has sometimes referred to those plays ? many of which he has since rewritten for various reproductions ? as "clumsy." Early on, Shepard refused to rewrite his plays, considering them "pure," a notion he now considers "just plain stupid."

"I don't have anything against clumsy," he says. "Sometimes clumsy is OK. By clumsy I meant more that ... I don't know, I should have worked on them longer."

Shepard lives with his longtime partner Jessica Lange, with whom he has two of his three children. But he's remained close with Smith and this week recorded several songs with her ? old tunes by Washington Phillips, Ivory Joe Hunter, Slim Harpo and Richard Rabbit Brown.

"(Our friendship) transcended any youthful difficulties; it transcended all our different periods of life," Smith says. "We're just the same. When Sam and I are together, it's like no particular time. People part and people die, but to be able to have such a rich history with a human being as a friend is beautiful."

Though Shepard often evokes the inscrutable American qualities so deeply imbedded in his writing, he's surprisingly generous over the course of a rambling interview. He's readily reflective and his humble conversation is punctuated by diversions on various passions, old and new: the songs of Hank Williams; Bob Dylan's storytelling; the French-Romanian playwright Eugene Ionesco; Gary Cooper ("How can anyone not like Gary Cooper?"); "Crime and Punishment" ("a real page-turner"); and "Don Quixote," which he's rereading now. "Madness is his exile," he says.

"He fiercely guards his privacy, but if he's talking to you and lets you in the door, he offers everything," says Smith. "You can sit at his table. You can ride his horse. You can look in his notebook. It's just a matter of walking through the door."

Shepard's latest play was last year's "Ages of the Moon." Though he releases fewer works nowadays, he still writes prodigiously. He flips through the notebook by his side (he always first writes in a notebook, later moving to typewriter), evidencing pages of several working plays, songs, short stories and "stuff kind of like prose poems, I don't know what to call it."

He's just finished "the bones" of a three-act play he expects to stage in about a year. Shepard earlier swore off longer works, but says this one came to him "and I accommodated it."

Last year, he published the story collection "Day Out of Days," a work of more than a hundred snippets of fiction, largely dispatched from the road. It's one of his finest works, endlessly fractured and yet a cohesive collection of regret and rumination. He opened it with a quote from one of his greatest literary heroes, Samuel Beckett: "That's the mistake I made ... to have wanted a story for myself, whereas life alone is enough."

Do the demons of his youth still drive his work?

"There's nothing serene about it," he says, laughing. "Yeah, I would say that it did come from a fractured sensibility. And it's still fractured because of the state of things. I'm extremely grateful that I found writing, but it doesn't make it any more peaceful."

In Shepard's 1982 book "Motel Chronicles," he said that he felt like he never had a home ? a feeling he says remains.

"I basically live out of my truck ? I mean from place to place. I feel more at home in my truck than just about anywhere, which is a sad thing to say but it's true," he says.

He acknowledges acting is partly to pay the rent ("You can write 16 plays and not make as much money as you did doing one movie"), but says he's grown increasingly fascinated with acting "because I have less and less fear about it." He's acted in more than 40 films, but is best remembered for his Oscar-nominated performance in "The Right Stuff."

"When I first started in film, I was terrified of the camera," he says. "Now I don't have any fear of the camera at all. None. I've gotten over it completely to the point where I can honestly say that I can occupy that space that Brando personified when he said, `Just because they say "action" doesn't mean you have to do anything.'"

Shepard has crisscrossed art forms, moving from plays to fiction to acting and music. But for him, the lines still converge in the theater.

"I always felt like playwriting was the thread through all of it," he says. "Theater really when you think about it contains everything. It can contain film. Film can't contain theater. Music. Dance. Painting. Acting. It's the whole deal. And it's the most ancient. It goes back to the Druids. It was way pre-Christ. It's the form that I feel most at home in, because of that, because of its ability to usurp everything."

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20111006/ap_en_ot/us_film_sam_shepard

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Real Estate Information ? Blog Archive ? Buying Another House Is ...

Do you know what is the capital of America?s smallest state is? It is Providence! Providence, Rhode Island is one of the oldest cities in the United States. It is the third largest city in New England, nestled on the northeastern coast of the United States. Founded in 1636 by Roger Williams of the Massachusetts Bay Colony, he named it after ?God?s merciful Providence.?

Buying another house in Providence means a high cost of living. In fact, in most Rhode Island communities the cost of another house can rise up to $415,000. If you are seeking prime real estate, Providence is the place.

A benefit of buying another house in Providence is that it is one of the cities with the lowest risk of identity theft in the United States. One reason could be because people there make fewer credit card purchases, according to a study in Sperling?s BestPlaces. Don?t forget that protecting your credit is important when you?re thinking about buying another house.

There are also opportunities for enrichment in Providence. Visit Ivy League Brown University and the nationally renowned Rhode Island School of Design. Be sure to stop by some of the houses in the Pekin Street Historic District that Brown University students have metamorphosized into aesthetic works of art. After visiting any of the 11 colleges and universities in the area, stop by the Lobster Pot in nearby Bristol for some great seafood.

Providence is also an ideal location for the start-up industry. The Opportunity Providence Web site states that ?small is the new big.? Hence, even though Providence is a small city, it is ideal for commerce and business. It boasts ProvPort, the next to the largest and one of the northeast?s most bustling ports and I-95. With historic architecture of cobblestone streets and colonial and Victorian homes, it is believed that Providence has the largest number of buildings on the National Historic Register than any other United States city.

Buying another house in Providence also presents many opportunities for recreation. The Roger Williams Park is definitely an attraction that mom, dad and kids alike can enjoy as a family. Purchasing another house in Providence is also desirable because of the peaceful, romantic Gondola rides couples can take together.

All of these factors make buying another house in Providence a good choice if you are looking for a place where you can make your desires become realities.

Are you interested in buying another house? Do you want to be in the know as to what?s available in the real estate market? Or are you after awesome insider info about great real estate discovery visits and stay and play packages? If you answered yes, then I strongly suggest you go and click this link to visit PreviewStay, the number one source for real estate on the net.

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Source: http://neurai.net/buying-another-house-is-optimum-in-providence/

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Form follows family -- not function: Humans and chimpanzees have similar long bone shape

ScienceDaily (Oct. 4, 2011) ? Although humans and chimpanzees move quite differently, muscle attachment sites at their thighbones are similar. This result, which has recently been published by anthropologists of Zurich University in the scientific journal Anatomical Record, has major consequences for the interpretation of fossil hominin finds.

PhD student Naoki Morimoto, member of the Computer-Assisted Paleoanthropology group of Ch. Zollikofer and M. Ponce de Le?n, and junior author of the study, was surprised by his own findings. Although humans are bipeds, and chimps are quadrupeds, muscle attachment sites at their thighbones are quite similar. Attachment sites differ substantially, however, between chimpanzees and gorillas, although these great apes species move similarly. Interestingly, Morimoto's results are in line with insights from genetics: humans and chimps are evolutionary sister species, while gorillas are more distant relatives, like cousins. Morimoto explains the seeming paradox of his results: this is not "form follows function," but "form follows family."

Functional inferences: a cautionary tale

The new findings have far-reaching implications for the interpretation of fossil hominin remains. Fossil thighbone shafts are often well preserved, but it now appears that inferences about locomotor behavior must be drawn with caution, while inferences about the fossil's evolutionary relationships might be more straightforward. Anthropologist Ch. Zollikofer explains: "the transition from great-ape-like quadrupedal to human-like bipedal locomotion is accompanied by several changes in the hip and thighbones, but currently we cannot infer functional change from structural change with any certainty." And he asks the next big question of paleoanthropology: "Why did the last common ancestor of humans and chimps, who might have lived 7-8 million years ago, evolve novel thighbone features?"

Virtual dissection

To get a detailed look at great ape musculoskeletal anatomy, the research team combined high-resolution computed tomography with computer-assisted virtual dissection. Great ape bodies are a scarce and valuable resource for scientific studies, and anthropologists are increasingly reluctant to "sacrifice" them for anatomical dissections. Virtual autopsy -- or Virtopsy -- is the method of choice. Virtopsy was pioneered by Michael Thali (Institute of Forensic Science, UZH), and is now used in forensic institutes worldwide. Anthropological virtopsy has enormous potential, as it permits virtual dissection of one single specimen by many different researchers, and according to many different criteria, without actually deteriorating the orginal body. Moreover, great ape virtopsy gives an immediate picture of the spatial relationships between soft and hard tissues (bones) of one and the same individual. Traditionally, bone morphology was studied on dry-skeleton specimens, and subsequently combined with muscle data obtained from dissections of other animals.

Acquiring 3D tomographic data of great ape bodies, however, is a complex endeavor, which requires collaboration across disciplines. To reach these goals, the "Visible Ape Consortium" was established, which has become an example of efficient transdisciplinary research at UZH

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Story Source:

The above story is reprinted (with editorial adaptations by ScienceDaily staff) from materials provided by University of Zurich.

Journal Reference:

  1. Naoki Morimoto, Marcia S. Ponce De Le?n, Takeshi Nishimura, Christoph P.E. Zollikofer. Femoral Morphology and Femoropelvic Musculoskeletal Anatomy of Humans and Great Apes: A Comparative Virtopsy Study. The Anatomical Record: Advances in Integrative Anatomy and Evolutionary Biology, 2011; 294 (9): 1433 DOI: 10.1002/ar.21424

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2011/10/111004132712.htm

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